Policyholder And Insurance Recovery
Last updated on December 17, 2025
The attorneys at Parr Richey Frandsen Patterson Kruse LLP represent business owners and homeowners in property damage claims. Whether your business or home was damaged by fire, flood, wind, lightning, tornado, mining subsidence or other damage, we have the skills and experience to represent you against persons who cause damage and against all insurance companies in Indiana, Illinois, Ohio, Michigan, Kentucky and throughout the United States.
We Go To Work In Insurance Claims Cases
We will bring to bear on your claim our decades of experience as trial lawyers to recover against insurance companies for appraisal rights, breach of insurance policies, bad faith and injuries. We also will make claims against your insurance agent for failing to obtain enough coverage (or the correct coverage) for you. We practice in:
- Property damage assessment and appraisal
- Building and dwelling damages
- Personal property damages
- Additional living expenses and rent payments
- Business interruption and payroll coverage
- Business value
- Loss of use of property
- Accurate determination of repair costs
- Policy disputes
- Fire, storm and flood investigations
- Arson and fraud investigations
- Products causing fire (products liability)
- Defective products
- Personal injuries
- Insurance agent mistakes, errors, omissions and liability
Whether your claim requires expert cause and origin investigation or is simply an insurance policy dispute with your carrier, we will pursue property damage and personal injury claims.
Frequently Asked Questions
Q: What types of insurance claims do you handle for policyholders?
A: We represent policyholders in a variety of insurance recovery matters, including property damage, business interruption, liability claims, and more. Our team has extensive experience assisting utilities, businesses, and individuals throughout Indiana.
Q: Why do I need an attorney for an insurance recovery claim?
A: Insurance companies often have experienced legal teams working to minimize payouts. An attorney can help you understand your rights, negotiate with insurers, and advocate on your behalf if your claim is delayed, underpaid, or denied.
Q: What should I do if my insurance claim has been denied or underpaid?
A: Contact our office as soon as possible. We can review your policy, assess the insurer’s decision, and help you pursue the full benefits to which you are entitled under your policy.
Q: Do you offer free consultations for insurance recovery matters?
A: Yes, we offer initial consultations to discuss your case and help you understand your options with no obligation.
Q: How long do I have to file an insurance claim dispute in Indiana?
A: Indiana law imposes specific time limits for disputing insurance claims, which can vary by policy and claim type. We recommend contacting us promptly to ensure your rights are protected.
A Firm Dedicated To Service
Recovering compensation after an accident is a necessary part of recovery. The financial burden of shouldering a massive damage or hospital bill is not something a person or business can expect to handle on their own. But we are here to fight to get what you deserve. Contact us at 317-269-2500 or send an email using this form.
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