Increasingly, insurance companies are denying claims for loss and damage to homes and commercial structures on the basis of reports obtained from engineers during the course of adjusting the claim. In a typical scenario, a homeowner discovers that their roof has been damaged by a storm and reports a claim to their insurance company. The insurance company may send one…
The property damage and injury attorneys at Parr Richey are continuing to monitor the aftermath of the devastating fire at the plastics recycling facility in Richmond, Indiana that started on April 11, 2023 and continued for an extended period of time to cause large volumes of toxic, hazardous materials to spew into the air.
The February 3, 2023 catastrophic derailment of a Norfolk Southern freight train at East Palestine Ohio is a prime example of the need to properly characterize and declare hazardous materials for shipment. When accidents happen during transportation, first responders and affected citizens have an urgent need – and a statutory right – to know what chemicals were involved, what emergency…
The time to be certain that your insurance policy has been issued correctly so that it actually insures what you intend it to insure is before you have a loss and make a claim. An insurance policy is a contract, and as with all contracts, it is important to make sure the key provisions are written in a way that…
The recent riots in Minneapolis, Atlanta, Detroit, Indianapolis and elsewhere have caused some business owners and homeowners to be concerned about insurance coverage for losses caused by violent acts of destruction of property. The short answer is that many standard insurance forms do include coverage for such losses, but determining exactly what is covered is a matter of reviewing each…
Yes. Parr Richey IS open for business; and yes, we are taking on COVID-19 related cases.
In a recent opinion, the Indiana Court of Appeals decisively ruled that insurers owe a duty of good faith and fair dealing to all insureds, even if an insured is not the policyholder.
With the recent biting cold, many property owners are taking steps to protect their investments to the best of their ability. Some great information on how best to prevent disasters caused by freezing water pipes can be found in the Resource Links at the bottom of this article.
Hurricanes Harvey and Irma have brought catastrophic flooding to parts of Florida and Texas, and the storm surge has affected other areas such as Charleston, South Carolina where high tides hit almost 10 feet on September 11th, about 3 feet above flood stage. Flooding is everywhere in the news.
Indiana has just been clobbered – again – by fierce, widespread tornadoes. The website of the National Weather Service has excellent data you can review to track the history of the storms and the damage they caused in your area. For example, visit: http://www.weather.gov/ind/august242016severeWhen the time comes to finalize your claim with your commercial or homeowners insurance carrier for the…