It’s an unlucky number for a lucky sports trick – 13 holes in one. Kent Frandsen only gives luck partial credit. “The better you are, the more likely you are to make one. It’s that simple,” said Frandsen, 65, who holed his first ace at age 18 and his 13th two years ago. “It takes luck to make the shot. But if…
On June 21, 2016 the FAA issued its final rule on small Unmanned Aircraft Systems (sUAS) codified at 14 C.F.R. Parts 107 (Parts 21, 43, 61, 91, 101, 107, 119, 133, and 183 are also impacted). The primary effect of this final rule is that commercial use of qualified small UAS that are operated in accordance with the sUAS rule…
On May 18, 2016, the Department of Labor announced the publication of its final rule updating the overtime regulations (“Overtime Rule”) under the Fair Labor Standards Act (FLSA). The FLSA applies to “Covered Enterprises” as well as individuals. Covered Enterprises include businesses with annual sales or business of at least $500,000. However, hospitals, businesses providing medical or nursing care for…
Many nonprofit organizations in Indiana have either a duty or a policy of disclosing minutes of board meetings upon the request of certain stakeholders and allowing stakeholders to attend board meetings. Often, this duty arises under state law, such as the general Non-Profit Corporation Act, if applicable, or the specific act under which the organization is organized, such as the…
In 2015, the Tax Court of Indiana ruled that sewer system development charges and connection fees that are paid by a developer or builder and not by the retail customer are not gross receipts subject to the utility receipts tax (URT). Hamilton Southeastern Utils., Inc. v. Indiana Dept. of State Revenue, 40 N.E.3d 1284 (Ind. Tax 2015). The Indiana Department…
Whether telecommunications providers have a private right of action under Section 253 of the Telecommunications Act of 1996 is an issue that will only be resolved in time. In November 2015, the Eighth Circuit joined the Second, Fifth, Ninth, and Tenth in holding that they do not. This decision split from the Sixth and Eleventh circuits holding they do. Spectra…
Under a new Department of Justice (“DOJ”) and Department of Labor (“DOL”) initiative, more criminal cases will be pursued under the Occupational Safety and Health Administration Act (“OSHA”). The initiative seeks to protect workers’ health and safety by addressing related OSHA violations. Since OHSA was enacted over 40 years ago, few criminal cases have been prosecuted under the Act. The…
An employee handbook or employee policies that are not up-to-date with current laws may hurt an employer later. An employee handbook or policies are often the first place an employee and employer turn when seeking guidance. If it is not up-to-date, the resulting actions may not be in line with current law. At a minimum, “[a] well-written handbook and policies…
NAIC # Company Name Premium Number Index 1 33898 Aegis Security Insurance Company 728,542 1 DNC 2 19240 Allstate Indemnity Company 2,498,961 2 19.71 3 19232 Allstate Insurance Company 45,755,099 4 2.15 4 17230 Allstate Property And Casualty Insurance Company 58,431,436 5 2.11 5 19275 American Family Mutual Insurance Company 81,690,022 4 1.21 6 38652 American Modern Select Insurance Company…
What happens if you operate a business – say an auto repair shop – as a means of making a living, and then suffer a fire loss to personal property located in that business? Assume the fire occurs as a result of working on a car in your repair shop, but that at the time of the fire you were…